Residential Mortgages

We’re Here to Help With Your Home Purchase or Refinance.

Our knowledgeable staff will help you understand each loan program you qualify for, and help you make the best decision for you and your family based on your situation.

Apply for Residential Loan

What Is Your Estimated Credit Score?
What Is The Estimated Loan Amount You Require?
How Much Down-payment Can You Put In?

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Our Process

At Walton State Bank, we’ve earned a stellar reputation among real estate professionals, builders, and individual home buyers for simplifying the process.

Application

Processing

Underwriting

Clear to Close

Benefits.

Why Choose Us?

We provide high-quality services while maintaining a friendly, community-oriented atmosphere. Greetings to our neighbors!

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Convenience

Complete the loan process from the convenience of your home on the go.

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Locally Accountable

We provide loans for the entire state of Florida, Nebraska, Kansas, Virginia and Iowa.

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Fast

Our approval process is focused on speed and efficiency.

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Licenced Professionals

We hire professionals to deliver our best experience for you.

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Save Money

We offer a personalized, boutique service with affordable options.

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Affordable Rates

We offer options for interest rate credits

Terms Of Use

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THIS WEBSITE YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. THESE TERMS AND CONDITIONS ARE SUBJECT TO CHANGE. ANY CHANGES WILL BE INCORPORATED INTO THE TERMS AND CONDITIONS POSTED TO THIS WEBSITE FROM TIME TO TIME. IF YOU DO NOT AGREE WITH THESE TERMS AND CONDITIONS, PLEASE DO NOT ACCESS THIS WEBSITE.

Unauthorized use of Walton State Bank’s Websites and systems, including but not limited to unauthorized entry into Walton State Bank’s systems, misuse of passwords, posting of objectionable or offensive content or your unauthorized use of legally protected third party content, or misuse of any information posted to a site, is strictly prohibited.

You acknowledge that Walton State Bank may disclose and transfer any information that you provide through this Website to (i) any company within the Walton State Bank group, its affiliates agents or information providers; (ii) to any other person or entity with your consent; or (iii) if we have a right or duty to disclose or are permitted or compelled to so disclose such information by law. You consent to the transmission, transfer or processing of such information to, or through, any country in the world, as we deem necessary or appropriate (including to countries outside the EEA), and by using and providing information through this Website you agree to such transfers. Use of this Website, including any patterns or characteristics concerning your interaction with it, may be monitored, tracked and recorded. Anyone using this Website expressly consents to such monitoring, tracking and recording.

You agree not to attempt to log on to the Website from any country under sanctions by the Office of Foreign Assets Control (OFAC). Information regarding which countries are under sanctions may be obtained on the U.S. Department of the Treasury website. Any attempt to log on to the Website from one of these countries may result in your access being restricted and/or terminated.

If you use Walton State Bank’s Website or systems to access data related to any account(s) of which you are not the owner or authorized user as reflected in Walton State Bank’s systems, you shall indemnify, defend, and hold harmless Walton State Bank and all of its direct and indirect subsidiaries, officers, directors, employees, agents, successors, and assigns from any and all losses, liabilities, damages, and all related costs and expenses, arising from, relating to, or resulting (directly or indirectly) from such access. Further, without limiting Walton State Bank’s rights or your obligations under any other provision of these Terms and Conditions, and notwithstanding the same, in the event of any actual or reasonably suspected unauthorized access to the personal information of a customer (including but not limited to customer names, addresses, phone numbers, bank and credit card account numbers, income and credit histories, and social security numbers) under your control or subsequent to and arising from your past exercise of control, direct damages in connection with any such breach will include the cost and expenses of investigation and analysis (including by law firms and forensic firms), correction or restoration of any destroyed, lost or altered data, notification to affected customers, offering and providing of credit monitoring, customers service, or other remediation services, and any related cost. Walton State Bank’s rights to indemnity under this section are in addition to all other rights and remedies available at Law or in equity. Any exercise by Walton State Bank of its rights to indemnification shall be without prejudice to such other rights and remedies. You manifest your assent to this indemnity by accessing account data through Walton State Bank’s Website or systems, notwithstanding the terms of any agreement you have with a customer or an account owner stating otherwise. This indemnity includes but is not limited to losses associated with (1) a data breach of your system(s) and (2) a data breach of the system(s) of any person or entity with whom you provided or shared Walton State Bank customer account data.

Copyright Notices

The works of authorship contained in the waltonstatebank.com Website (the “Website”), including but not limited to all design, text, sound recordings and images, are owned, except as otherwise expressly stated, by Walton State Bank or one of its subsidiaries, (“Walton State Bank”). Except as otherwise expressly stated herein, they may not be copied, transmitted, displayed, performed, distributed (for compensation or otherwise), licensed, altered, framed, stored for subsequent use or otherwise used in whole or in part in any manner without Walton State Bank’s prior written consent, except to the extent permitted by the Copyright Act of 1976 (17 U.S.C. § 107), as amended, and then, only with notices of Walton State Bank’s proprietary rights provided that you may download information and print out hard copies for your personal use, so long as you do not remove any copyright or other notice as may be contained in information, as downloaded.

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